SBI Life Premium Calculator
Estimate premiums for SBI Life Saral Jeevan Bima, Poorna Suraksha, Shubh Nivesh, and Smile Recharge. Figures are approximate.
Estimated Premium
Monthly Premium (est.)
₹200
Annual Premium (est.)
₹2,400
Total Over 30 Years
₹72,000
Cover / Premium Ratio
0%
* Estimates based on public rate tables. Actual premium may vary. Get exact quote from SBI Life Insurance.
How to use SBI Life Premium Calculator India — eShield, Saral Jeevan Bima | InsuredBoard
Select your SBI Life plan
Choose from eShield, Saral Jeevan Bima, Smart Champ, or Shubh Nivesh.
Enter personal details
Provide your date of birth, gender, and smoker status.
Set coverage parameters
Choose sum assured, policy term, and premium paying term.
Add riders (optional)
Add Critical Illness Rider, Accidental Death Benefit, or Premium Waiver.
Calculate and compare
See annual, half-yearly, and monthly premium options.
Frequently Asked Questions
What is SBI Life eShield?
SBI Life eShield is an online term insurance plan that offers pure life cover at affordable rates. It is available only through SBI Life's website and offers coverage up to ₹2 Crore with features like terminal illness benefit.
What is Saral Jeevan Bima?
SBI Life Saral Jeevan Bima (Sanchit) is a term insurance plan launched under the IRDAI's 'Bima Bharat Yojana' initiative. It offers a simple, standardized term plan with uniform features across all insurers at affordable rates.
Learn More
Save the client and due date after you quote — renewal board + WhatsApp.
SBI Life Agent CRMRun SBI Life beside other lines on one phone book.
Life Insurance CRMPersistency tracking and document vault for life books.
Policy Renewal TrackingTrack policy renewals with urgency buckets and reminders.