Star Health Insurance Calculator — Family Floater & Senior Citizen Premium
Calculate Star Health insurance premiums for family floater, senior citizen, and individual health plans. Free Star Health insurance calculator for India.
How to use Star Health Insurance Calculator — Family Floater, Senior Citizen Premium India | InsuredBoard
Select your plan type
Choose from Family Health Optima, Senior Citizens Red Carpet, Star Comprehensive, or Star Micro.
Enter insured members
Add adults and children with their ages.
Choose sum insured
Select coverage amount: ₹2L, ₹3L, ₹5L, ₹10L, ₹15L, or ₹25L.
Select add-ons
Add Top-Up Plan, Maternity Benefit, or Critical Illness cover.
Calculate premium
See the annual premium with and without tax benefits.
Frequently Asked Questions
What is the best Star Health plan for senior citizens?
Star Health Senior Citizens Red Carpet is specifically designed for senior citizens (60+ years). It covers pre-existing diseases from the second year, offers no medical test requirement up to 65 years, and has a high claim settlement ratio.
How much does Star Health family floater cost?
A Star Health Family Health Optima floater plan for 2 adults + 2 children with ₹5L sum insured costs approximately ₹15,000–₹22,000 annually. Premiums vary by age, city, and selected add-ons.