ICICI Lombard Motor Insurance Calculator — Car & Bike Premium
Calculate ICICI Lombard motor insurance premiums for cars and bikes. Free ICICI Lombard motor insurance calculator for India with instant quotes.
What affects your ICICI Lombard motor insurance premium?
- Vehicle type: Car, bike, or scooter — cars cost more to insure
- IDV (Insured Declared Value): The market value of your vehicle — higher IDV means higher premium
- No Claim Bonus (NCB): 20-50% discount on premium for claim-free years
- Add-ons: Zero Dep, Roadside Assistance, Engine Protection add to the premium
- Registration city: Premiums are higher in metro cities (Tier 1) vs smaller towns
ICICI Lombard Motor Insurance Calculator
Estimate premium for ICICI Lombard two-wheeler and car insurance. Figures are approximate.
Zero Depreciation (Zero Dep)
Approx. ₹0
Roadside Assistance
Approx. ₹0
Engine Protect
Approx. ₹0
Estimated Premium
Own Damage Premium
₹0
Add-ons
₹0
Third Party Premium
₹2,500
Total Before GST
₹2,500
GST (18%)
₹450
Grand Total
₹2,950
* Estimates based on public rate tables. Actual premium may vary based on vehicle, location, and insurer.
How to use ICICI Lombard Motor Insurance Calculator — Car & Bike Premium India | InsuredBoard
Select vehicle type
Choose between car or bike/two-wheeler insurance.
Enter vehicle details
Provide make, model, variant, fuel type, and registration city.
Enter personal details
Provide your name, mobile number, and previous policy details if any.
Choose coverage type
Select between comprehensive or third-party-only insurance.
Add-ons (optional)
Add Zero Depreciation, Roadside Assistance, Engine Protection, or Return to Invoice.
Frequently Asked Questions
How is ICICI Lombard car insurance premium calculated?
Car insurance premium is calculated based on vehicle make/model, age, cubic capacity, fuel type, registration city, Insured Declared Value (IDV), No Claim Bonus (NCB), and add-ons chosen. Use our calculator for an instant estimate.
What is Zero Depreciation cover in ICICI Lombard?
Zero Depreciation (Zero Dep) cover means that during claims, the depreciation on replaced parts is not deducted. Without it, you pay 50-70% of the part cost. With Zero Dep, you pay only the deductible. Recommended for cars less than 3 years old.
Is third-party insurance enough for my bike?
Third-party insurance covers damage to third parties but not your own bike. For own damage coverage, you need comprehensive insurance. For older bikes with low IDV, third-party alone may be sufficient.