Life Insurance Premium Calculator
Kotak Life Premium Calculator — Instant Premium Estimates
Calculate Kotak Life premiums for e-Term, Assured Savings, Premier Life, and Classic plans. Free Kotak Life premium calculator for India.
| Plan | Type | Sum Assured | Est. Annual Premium |
|---|---|---|---|
| Kotak e-Term | Term | ₹1 Crore | ₹14,000 – ₹20,000 |
| Assured Savings | Endowment | ₹5 Lakh | ₹48,000 – ₹58,000 |
| Kotak Premier Life | ULIP | ₹5 Lakh | ₹52,000 – ₹65,000 |
* Indicative estimates for a 35-year-old non-smoker. Actual premiums may vary.
How to use Kotak Life Premium Calculator — e-Term, Kotak Assured Savings | InsuredBoard
1
Select your Kotak Life plan
Choose from e-Term, Assured Savings, Kotak Premier Life, or Kotak Classic.
2
Enter personal details
Provide your date of birth, gender, and smoker status.
3
Set coverage parameters
Choose sum assured, policy term, and premium paying term.
4
Add riders (optional)
Add Critical Illness Rider, Accidental Death Benefit, or Permanent Disability Rider.
5
Calculate and compare
See annual and monthly premium options.
Frequently Asked Questions
What is Kotak e-Term?
Kotak e-Term is an online term insurance plan offering pure life cover at affordable rates. It provides coverage up to ₹1 Crore with options like increasing cover, return of premium, and critical illness add-on.