What an SBI Life book needs day to day
SBI Life agents often carry term, savings, and ULIP lines that renew on different anniversaries. The official portal is essential for proposals, medicals, and commission statements. It is not always the fastest place to run a mixed household follow-up list when the same client also holds health or motor through you. An SBI Life agent CRM, in the sense agents mean when they search, is the working book: person, policies, due dates, documents, and a message you send from your own phone.
InsuredBoard is built for that working book. You create an account without an SBI Life agent-code gate. You add the clients you already service. You attach each SBI Life policy with type, premium, and due date. You open overdue and due today every morning. When you need to nudge a client, you open WhatsApp from the policy card with a pre-filled draft — you review it, you send it, the chat stays in your WhatsApp history.
That WhatsApp path is not Business API broadcasting. It is not SMS. It matches how most Indian life agents already talk to clients. The CRM removes the copy-paste from Excel between seeing a due date and starting the chat.
Why single-portal workflows break on mixed households
Bancassurance and agency channels both create clients who buy more than one product family over time. A spouse may take SBI Life cover while the household already has an LIC endowment and a health floater you placed last year. Each insurer portal shows its own world. Your persistency problem is the household calendar, not one login.
Put SBI Life on the same client record as the rest. Sort by urgency across insurers. Protect renewal trails by acting early — official commission still posts only in SBI Life systems when the policy stays in force. Use the commission calculator to estimate FY versus renewal; do not treat the estimate as a statement.
Documents — proposal copies, policy PDFs, KYC — belong on the client so you are not hunting chat archives during a service call. That is file storage. There is no OCR that invents fields from photos, and no claim that we replace underwriting systems.
How this differs from the SBI Life agent portal
- The portal remains the source of truth for SBI Life–issued policies and commission.
- InsuredBoard is the follow-up list for due dates, documents, and multi-insurer households.
- Signup does not verify an SBI Life agent code. You add the book you service.
- CSV import is paid-only. The trial is 7 days with up to 75 active policies.
Daily habit for SBI Life renewals
Start with overdue. Those premiums threaten persistency and future renewal earnings. Then due today and due this week. Leave a short note after each conversation so the next follow-up is informed. If a client pays by mandate, still keep the due date — mandates fail, and you want the board to show risk early.
Peak months follow last year's sales waves. Plan callback capacity before the cluster hits. Team seats on paid plans help an agency owner see whose SBI Life renewals are slipping while agents message from their own numbers.
Mobile matters. Add InsuredBoard as a PWA on your home screen. Work the list between meetings without waiting for a Play Store app. See WhatsApp renewal reminders for how pre-filled chats differ from API blasts.
Pricing and migration
Trial 7 days · 75 active policies · unlimited clients. Then Starter at ₹199/mo with CSV import within limits, or higher tiers for larger seats. All INR. Read pricing and Excel to insurance CRM before you migrate a full sheet. Compare the category on insurance CRM for agents and the hub at for agents.
If your search was really about OCR scanning or live commission APIs, pressure-test those vendors separately. If your search was "see SBI Life due dates next to the rest of my book and message from my phone," you are on the right page.
How it works for this book
Create an InsuredBoard account
No SBI Life agent-code login is required. Sign up, then add the clients you already service.
Attach each policy to the person
Record SBI Life — and any other insurer they hold — on one client: type, premium, due date, and documents.
Work the renewal list on your phone
Open overdue, due today, and upcoming. Send a pre-filled WhatsApp from your own number. That is a chat you send — not WhatsApp Business API broadcasting.
Import the rest on a paid plan
CSV import is on paid plans. Use the 7-day trial (75 active policies, unlimited clients) to test the renewal habit on your live book first.
What this page is not
InsuredBoard is not the SBI Life agent portal, not an IRDAI register, and not a live commission statement from the insurer. First-year and renewal commission still come from the insurer. We keep the policies, due dates, and documents that those commissions depend on. A separate commission calculator helps you estimate payouts — it is not a ledger inside the CRM.
Frequently asked questions
Does SBI Life provide CRM software for agents?
SBI Life provides an agent portal for SBI Life–issued policies and commission. InsuredBoard does not replace that portal. Use it for the book you service — including SBI Life plus other insurers — with renewals and WhatsApp from your phone.
Can I keep SBI Life with LIC or health on one client?
Yes. Attach every policy to the person. The renewal board sorts by due date, not by insurer login.
Does InsuredBoard show SBI Life commission live?
No. Statements stay in SBI Life systems. Estimate with the commission calculator — it is not a ledger inside the CRM.
Is WhatsApp automated for SBI Life renewals?
One tap opens a pre-filled chat from your phone. It is not WhatsApp Business API bulk sending.
Can I import my SBI Life Excel book?
CSV import is on paid plans. Use the 7-day trial (75 active policies) to test the habit first.
See the agent CRM hub, how InsuredBoard works, and pricing.