ICICI Prudential Premium Calculator
Estimate premiums for ICICI iProtect Smart, Pru Life, Pru Elite Life, and iShield. Figures are approximate.
Estimated Premium
Monthly Premium (est.)
₹200
Annual Premium (est.)
₹2,400
Total Over 30 Years
₹72,000
Cover / Premium Ratio
0%
* Estimates based on public rate tables. Actual premium may vary. Get exact quote from ICICI Prudential Life Insurance.
How to use ICICI Prudential Premium Calculator — iProtect, Smart Kid, Elite Life | InsuredBoard
Select your ICICI Pru plan
Choose from iProtect Smart, Smart Kid, Elite Life, Signature, or Smart Money.
Enter personal details
Provide your date of birth, gender, and smoker status.
Set coverage parameters
Choose sum assured, policy term, and premium paying term.
Add riders (optional)
Enhance cover with Critical Illness, Accident Benefit, or Income Benefit riders.
Calculate and compare
See annual, half-yearly, and monthly premium options.
Frequently Asked Questions
Is iProtect Smart better than LIC Tech Term?
iProtect Smart offers similar coverage to LIC Tech Term at competitive rates. The best choice depends on claim settlement ratio (LIC leads at ~99%), brand trust, and your personal preferences. Compare both using our calculator.
Does ICICI Prudential have a term plan calculator?
Yes. ICICI Prudential offers an online term plan calculator on their website for iProtect Smart. You can also get a quote through their mobile app or by contacting an agent.