HDFC Life Premium Calculator — Instant Premium Estimates
Calculate HDFC Life policy premiums for Sanchay Plus, Click 2 Protect Life, Smart Income Plan, ProGrowth Plus, and Life Super. Free HDFC Life premium calculator for India with instant estimates.
Popular HDFC Life plans
Quick reference for approximate annual premiums for a 35-year-old non-smoker:
| Plan | Type | Sum Assured | Est. Annual Premium |
|---|---|---|---|
| Click 2 Protect Life | Term | ₹1 Crore | ₹15,000 – ₹22,000 |
| Sanchay Plus | Endowment | ₹5 Lakh | ₹50,000 – ₹60,000 |
| Smart Income Plan | ULIP | ₹5 Lakh | ₹60,000 – ₹75,000 |
| ProGrowth Plus | ULIP | ₹5 Lakh | ₹50,000 – ₹65,000 |
* Indicative estimates for a 35-year-old non-smoker. Actual premiums may vary. Verify with HDFC Life.
Why use an HDFC Life premium calculator?
- Instant estimates: Get premium quotes in seconds without visiting a branch or agent.
- Plan comparison: Compare different HDFC Life plans side by side to find the best value.
- Budget planning: Understand the cost before buying and plan your finances accordingly.
How to use HDFC Life Premium Calculator India
Select your HDFC Life plan
Choose from Sanchay Plus, Click 2 Protect Life, Smart Income Plan, ProGrowth Plus, or Life Super.
Enter personal details
Provide your date of birth, gender, and smoker/non-smoker status.
Set coverage parameters
Choose sum assured, policy term, and premium paying term.
Add riders (optional)
Enhance your cover with Critical Illness Rider, Accident Benefit Rider, or Waiver of Premium Rider.
Calculate and compare
See annual, half-yearly, and monthly premium options. Compare across different sum assured amounts.
Frequently Asked Questions
Which HDFC Life plan is best for tax saving?
HDFC Life Sanchay Plus is one of the most popular tax-saving endowment plans under Section 80C. It offers guaranteed returns along with life cover. Compare with HDFC Life Click 2 Protect (a pure term plan) for lower premiums with no maturity benefit.
Does HDFC Life offer online premium calculation?
Yes. HDFC Life's official website has premium calculators for most plans. You can also calculate premiums through their mobile app or by contacting an HDFC Life agent for a detailed quote.
What is the minimum sum assured for HDFC Life Click 2 Protect?
The minimum sum assured for HDFC Life Click 2 Protect Term Plan is typically ₹25 lakh. The plan offers cover up to ₹1 crore or more based on your income and eligibility.