Best free insurance CRM for agents in India

A free insurance CRM is the best way to start tracking clients, policies, and renewals without any upfront investment. This guide compares the top free options for Indian insurance agents in 2026.

What to look for in a free insurance CRM

• Unlimited or high client limit (not just 5 or 10)
• Renewal tracking and reminders
• Mobile access (PWA or app)
• Policy document storage
• WhatsApp integration

Top free insurance CRMs

• InsuredBoard Free: Unlimited clients, full renewal tracking, WhatsApp reminders, PWA mobile app. Free forever for solo agents.
• Google Sheets templates: Free but manual. No reminders, no mobile app. Good for first 10 clients only.
• HubSpot Free CRM: Good general CRM but no insurance-specific features. Complex to set up.

For Indian insurance agents, InsuredBoard Free is the best option — built for insurance, no client limits, and includes WhatsApp reminders.